When a draft of the Supreme Court’s Dobbs v Jackson opinion that would overturn Roe v Wade leaked in May of last year, US Senator Tina Smith had only three words. “This is bulls***,” the Minnesota Democrat tweeted. She had similar words when Walgreens announced in March of this year it would not dispense abortion pills in states where abortion remained legal. Ms Smith told The Independent in a phone interview that she knew the consequences of overturning the enshrined constitutional right to seek an abortion from her time working at Planned Parenthood as the Minnesota branch’s executive vice president for external affairs. She said her time working there taught her about the effects restrictions have on women’s lives. “The first thing I realized is that for women facing a decision about what to do about an unplanned pregnancy, a pregnancy that they don't want, this is a purely personal decision for them,” she said. “As a policymaker, why do Republicans in the Senate and in state legislators around the country think that they know better than those women whose stories they'll never know? Why do they think that they should be the ones who decide? It’s those women's decisions.” Ms Smith said that the Dobbs decision has led to rooting the question of abortion rights in terms of personal freedom. “You know, they can see this, these stories of individuals and doctors that are trying to provide the best health care, get the best health care for people, and you know, they unable to do that and they can see that that's just wrong,” she said. Sen Smith arrived under peculiar circumstances after then-Governor Mark Dayton nominated her, while she was serving as lieutenant governor of Minnesota, to replace Sen Al Franken amid multiple allegations of inappropriate sexual behaviour. Similarly, she has often been overshadowed by Minnesota’s senior Democratic Sen Amy Klobuchar, who ran for president. She and fellow midwestern Democratic Sen Tammy Baldwin, of Wisconsin, have a running joke that reporters and Capitol Hill staff often confuse them. In the past year, Sen Smith has emerged as a stronger presence. She wrote some of the climate provisions in what would become the Inflation Reduction Act. When Sen John Fetterman (D-PA) left the Senate for a few weeks to undergo treatment for depression, she spoke about her own difficulties with the condition. In addition, she’s emerged as one of the strongest voices defending abortion rights. Ms Smith said the Dobbs decision has made the contrast between Democrats and Republicans clearer. In recent months, Sen Tommy Tuberville (R-AL) has blocked military nominations because of the Pentagon’s policy that reimburses people who travel out of state to receive abortions. “What Senator Tuberville is doing is so outside the norms of what we should be doing in the Senate, it's outrageous,” she said. “I just need to point out that what Senator Tuberville is trying to do is to overturn a policy which basically provides women serving in the military with the same access to health care that people that are incarcerated in our federal prisons have.” Few Republicans seem deterred from their opposition to abortion despite the role it played in dulling their efforts to flip the Senate last year. Ms Smith’s colleague Sen Tim Scott (R-SC), now a candidate for president, told the Faith & Freedom Coalition’s Road to Majority Conference last month “thank God almighty for the Dobbs decision.” Former vice president Mike Pence has called for a 15-week national abortion ban. Meanwhile, former president Donald Trump has campaigned as the president who nominated the three Supreme Court justices who made the decision possible. Florida Gov Ron DeSantis, who often places a second distant behind Mr Trump in polls, signed legislation banning abortion after six weeks. As vice chairwoman of the Democratic Senatorial Campaign Committee, Ms Smith faces a tough challenge because not only does she have to defend Senate seats in Wisconsin, Michigan, Pennsylvania, Arizona and Nevada – all of which President Joe Biden won in 2020 – she also has to defend Senate seats in three states Mr Trump won twice: Ohio, Montana and West Virginia. “And make no mistake, if Republicans win the Senate or if Republicans win the White House, we can see from their statements, they're going to move to pass a national ban on abortion,” she said, noting how many GOP candidates for Senate oppose abortion. “So, this is the contrast, this is what voters will be confronted with when they cast their votes in 2024,” she said. “Do you want to elect individuals who think they know better, that they should be the ones making decisions, individuals that want to ban abortion rights? Or do you want to elect Democrats who believe that women and not politicians should be making their own health care decisions?” At the same time, Democrats face huge challenges to codify abortion rights. Last week, Mr Biden told donors he was personally uncomfortable with abortion. “I'm a practising Catholic,” he said on Tuesday. “I'm not big on abortion, but guess what? Roe v Wade got it right.” Sen Smith defended Mr Biden’s actions defending abortion rights. “I believe that the President and the administration have moved decisively in all the ways that they can as they look for other ways to the practical reproductive freedom, that's a good thing,” she said. “I'm proud of the work that they've done. I think ultimately, the action that we need to take is legislative action, and that is why we need to win these elections.” Last year, shortly after the Dobbs leak, Senate Majority Leader Chuck Schumer tried to put the Women’s Health Protection Act, which would have codified the protections in Roe, to a vote. But Sen Joe Manchin (D-WV) opposed the measure. Even then, Sen Kyrsten Sinema of Arizona, who later left the Democratic Party to become an independent, opposes removing the filibuster, which demands a two-thirds majority to pass legislation. Sen Smith said if Democrats with the House, the Senate and the White House again, they should get rid of the filibuster. “And you know, we need to work towards a Senate majority that will not only support reproductive freedom but will also change Senate rules so that we can act on that belief,” she said. “And that I think is going to as I said before, that I believe will be a decisive issue in the in the elections in 2024.” Read More Congresswoman who authored abortion rights bill calls Senate’s inaction to codify Roe v Wade ‘such a crime’ Ritchie Torres, the only openly gay Black man in Congress, on how he fights GOP ‘bullying’ of LGBT+ people Republicans try to thread the needle on abortion on anniversary of the death of Roe 'Rage giving' prompted by the end of Roe has dropped off, abortion access groups say Arizona executive order safeguards abortion seekers and providers from prosecution Why some doctors stay in US states with restrictive abortion laws and others leave

The Supreme Court struck down President Joe Biden's student loan forgiveness program Friday, blocking millions of borrowers from receiving up to $20,000 in federal student debt relief, just months before student loan payments are set to restart after a yearslong pause.

The US Supreme Court has struck down President Joe Biden’s plan to cancel student loan debts for millions of Americans, reversing his campaign-trail promise as borrowers prepare to resume payments this summer. Chief Justice John Roberts delivered the 6-3 decision from the court’s conservative majority. The ruling, which stems from a pair of cases challenging the Biden administration and the US Department of Education, argues that the president does not have authority to implement sweeping relief, and that Congress never authorised the administration to do so. Within 30 minutes on the last day of its term, the court upended protections for LGBT+ people and blocked the president from a long-held promise to cancel student loan balances amid a ballooning debt crisis impacting millions of Americans. Under the plan unveiled last year, millions of people who took out federally backed student loans would be eligible for up to $20,000 in relief. Borrowers earning up to $125,000, or $250,000 for married couples, would be eligible for up to $10,000 of their federal student loans to be wiped out. Those borrowers would be eligible to receive up to $20,000 in relief if they received Pell grants. Roughly 43 million federal student loan borrowers would be eligible for that relief, including 20 million people who stand to have their debts canceled completely, according to the White House. Roughly 16 million already submitted their applications and received approval for debt cancellation last year, according to the Biden administration. The long-anticipated plan for debt cancellation was met almost immediately with litigation threats from conservative legal groups and Republican officials, arguing that the executive branch does not have authority to broadly cancel such debt. Six GOP-led states sued the Biden administration to stop the plan altogether, and a federal appeals court temporarily blocked any such relief as the legal challenges played out. Since March 2020, with congressional passage of the Cares Act, monthly payments on student loan debt have been frozen with interest rates set at zero per cent. That Covid-19-pandemic era moratorium, first enacted under Donald Trump and extended several times, was paused a final time late last year – until the Education Department is allowed to cancel debts under the Biden plan, or until the litigation is resolved, but no later than 30 June. Payments would then resume 60 days later. The amount of debt taken out to support student loans for higher education costs has surged within the last decade, alongside growing tuition costs, increased private university enrollment, stagnant wages and GOP-led governments stripping investments in higher education and aid, putting the burden of college costs largely on students and their families. The crisis has exploded to a total balance of nearly $2 trillion, mostly wrapped up in federal loans. Millions of Americans also continue to tackle accrued interest without being able to chip away at their principal balances, even years after graduating, or have been forced to leave their colleges or universities without obtaining a degree at all while still facing loan repayments. Borrowers also have been trapped by predatory lending schemes with for-profit institutions and sky-high interest rates that have made it impossible for many borrowers to make any progress toward paying off their debt, with interest adding to balances that exceed the original loan. One analysis from the Education Department found that nearly 90 per cent of student loan relief would support people earning less than $75,000 per year. The median income of households with student loan balances is $76,400, while 7 per cent of borrowers are below the poverty line. That debt burden also falls disproportionately on Black borrowers and women. Black college graduates have an average of $52,000 in student loan debt and owe an average of $25,000 more than white graduates, according to the Education Data Initiative. Four years after graduating, Black student loan borrowers owe an average of 188 per cent more than white graduates. Women borrowers hold roughly two-thirds of all student loan debt, according to the American Association of University Women. Mr Biden’s announcement fulfilled a campaign-trail pledge to wipe out $10,000 in student loan debt per borrower if elected, though debt relief advocates and progressive lawmakers have urged him to cancel all debts and reject means-testing barriers in broad relief measures. In November 2020, the president called on Congress to “immediately” provide some relief for millions of borrowers saddled by growing debt. “[Student debt is] holding people up,” he said at the time. “They’re in real trouble. They’re having to make choices between paying their student loan and paying the rent.” This is a developing story Read More Supreme Court allows Colorado designer to deny LGBT+ customers in ruling on last day of Pride Month Biden condemns Supreme Court striking down affirmative action: ‘This is not a normal court’ Justice Ketanji Brown Jackson delivers searing civil rights lesson in dissent to affirmative action ruling

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